What is AdultProcessing.com?
ADULTPROCESSING.COM is a portal to preferred payment gateways among resellers and merchants for managing payment transactions using the power and speed of the Internet. AdultProcessings referals also provide other business enhancing products that help merchants manage their transactions.
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What is a payment gateway?
A payment gateway is a complex system of computer technologies and processes that allow merchants to electronically submit payment transactions to the payment processing networks via the Internet. More specifically, payment gateways provide the necessary Internet infrastructure that enables merchants to accept credit card and electronic check payments from Web sites.
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What do AdultProcessings referals do?
AdultProcessings referals facilitates the submission and routing of credit card and alternative payment transactions on behalf of its client merchants to the processing networks in real-time 24 hours a day, seven days a week. The AdultProcessings referals Payment Gateway supports all types of merchant business models, including: from Web sites, at retail (physical locations where payment is presented directly to the merchant by the customer at the time of purchase), mail order/telephone order (MOTO) call and fulfillment centers, and from wireless devices.
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What type of merchants use AdultProcessings referals?
The AdultProcessings referals Payment Gateway supports all types of merchant business models, including: from Web sites, at retail (physical locations where payment is presented directly to the merchant by the customer at the time of purchase), mail order/telephone order (MOTO) call and fulfillment centers, and from wireless devices for mobile merchants.
How secure is submitting transactions over the Internet?
Submitting transactions over the Internet can be as secure as providing credit card or check payments in person. All parties involved with processing any payment transaction—including customers, merchants, merchant service providers or businesses that handle customer payment information, and payment gateways; should be vigilant about protecting customer payment information.
For merchants and merchant service providers that may handle customer payment information, there are many payments industry security initiatives and programs in place that are designed to safeguard customer payment and other sensitive information; programs with which in many cases they are required to prove compliance. As you seek merchant service providers to work with, be sure to find out about their efforts to meet industry standard security requirements and practices. A professional organization will do everything in their capacity to meet and maintain the highest levels of Internet security—which is why AdultProcessings referals is compliant with maintaining the highest industry security standards.
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Do AdultProcessings referals store customer payment information?
For the purpose of risk management and to be able to process certain types of subsequent transactions (e.g., recurring billing, refunds), yes, AdultProcessings referals may store customer payment information in a highly secured database for a limited period of time. However, all sensitive or personally identifying customer information that is stored by AdultProcessings referals is masked in the Merchant Interface and in merchant reporting. In addition, in order to maintain compliance with several card association regulated security compliance programs, internal access to customer information is highly restricted.
Once customer payment information has been stored for 120 days (from the date it was originally received), the AdultProcessings referals purges the full information and stores only masked information.
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How secure are AdultProcessings referals?
AdultProcessings referals is uncompromising when it comes to providing merchants with secure, trustworthy payment processing services. For receiving and transmitting customer payment information AdultProcessings referals implements the most advanced Internet security protocols including 128-bit Secure Sockets Layer (SSL). On top of that, AdultProcessings referals consistently employs an extensive number of strong practices, procedures and industry leading technologies to maintain tight security for the entire payment gateway platform. We also maintain compliance with high quality security programs developed by the card associations, such as Visa Cardholder Information Security Program (CISP) and MasterCard Site Data Protection (SDP); and are continually investing time and money to maximize the security surrounding the payment gateway.
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What is Secure Sockets Layer (SSL)?
Secure Sockets Layer (SSL) is an Internet protocol that safeguards electronic communications between two or more computers. For a communication or transaction that is transmitted over an 'end to end' SSL connection, the computer initiating the transmission will open an SSL connection. This means that when Computer A sends a request to Computer B to transmit information, Computer A will include a digital certificate—a complex authentication tool that is basically a third-party issued certification that Computer A is a trustworthy source. Computer B then accepts the transmission and, in the event that Computer B has information to return to computer A, the SSL connection may remain open until the transaction between the two computers is complete.
Server-side SSL can also be used in the event that Computer A doesnt have the necessary digital certificate or the ability to open an SSL connection to submit a communication to Computer B. However, Computer B may have some other means of authenticating the trustworthiness of Computer A or other computers that are submitting communication requests. Any transmissions sent to other computers by computer B will be transmitted via an SSL connection to those computers. In this case, the SSL connection is terminated once Computer B has completed its transmission.
When transmissions are sent over an SSL connection, they cannot be intercepted, viewed or modified by other parties on the Internet. As such, customer payment information is transmitted securely.
 What does Internet Protocol (IP) mean?
Internet Protocol (IP) is the method of transmitting information and communications between computer systems and networks via the Internet. For the payments industry, the ability to use IP to transmit customer payment information directly to the processing network has revolutionized the way merchants run business; opening doors to a wide range of new payments acceptance opportunities, including from Web sites and wireless devices, to helping store-front merchants cut costs and speed up checkout lines.
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How do I connect my Web site to AdultProcessings referals?
Connecting your Web site to the AdultProcessings referals Payment Gateway requires some additional code and development for your Web site. To do this, you will need to make arrangements with your companys Web developer or a contracted Web developer.
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What is a merchant bank account?
A merchant bank account is a type of financial institution or bank account that allows merchants to collect proceeds from consumer bank account or credit card payment transactions. A Card Present (CP) merchant account is used by merchants that process IP transactions received at a physical location, where payment is physically presented to the merchant by the customer at the time of the transaction. A Card Not Present (CNP) merchant account is used by merchants that receive payments electronically or in situations where payment is not physically presented to the merchant by the consumer at the time of the transaction.
What is the Merchant Interface?
The Merchant Interface is a password-protected AdultProcessings referals Web site that allows merchants to manage transactions, change security and account settings, generate reports, and sign up for value-adding products.
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What is the Virtual Terminal?
The Virtual Terminal is a feature of the Merchant Interface that allows merchants to manually key in and submit transactions easily and quickly.
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What is Automated Recurring Billing (ARB)?
ARB is an AdultProcessings referals value-add product that allows Web and MOTO merchants to create a recurring billing schedule or “subscription” for the purchase of goods or services. Merchants enter transactions and customer billing information, specify a billing amount and billing interval and ARB does the rest; automatically generating subsequent transactions for the duration of the subscription.
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What types of businesses qualify?
We can process for almost any legal business. If your business is legal in your country we can probably process credit cards for you. Our high risk referral partners typically specialize in different types of businesses. Some are only interested in well established high volume accounts while others will be happy to accept a low volume startup adult website. That is why you have the best opportunity in securing an excellent account because all the companies will look at your particular account and the ones who can definitely assist you will be the ones who will contact you.
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How long does it take to be approved?
Once you provide us with the proper documentation, approval generally takes place within 1 to 3 days. This is especially true on lower volume accounts as you will
usually be able to process within a day of signing up.
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Do I get my own merchant account?
It depends. For most merchants a third party merchant account will be the best and lowest cost option. They are trained in detecting fraud which is common with high risk merchant accounts which will enable you to have the best opportunity for you to continue processing. For larger volume merchants who have a long history of minimal processing problems then we may recommend a solution whereby you can obtain a direct merchant account. Once you submit your preliminary information a decision will be made on the direction to follow.
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Are there any processing limits?
No! We welcome high volume credit card processing merchants in any type of legal business with a clean processing history. If you have been terminated by another provider because of high volume then you have come to the right place.
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Do you accept merchants from outside of the United States?
Yes, international merchants are welcome.
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Do you process in multi-currency?
Yes, we can process in US dollar, Canadian dollar, Euro, GBP, etc.
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Do you support membership recurring billing?
Yes, our processing systems work great for membership sites that require recurring billing.
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This sounds good to me. How do I apply?
The first step in getting setup is to complete the Merchant Application Evaluation Form. You will then be contacted within 24-48 hours with your exact pricing. Once
you give the OK then you can begin integrating your site and processing sales
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